Skip to Main Content

Insulation

Insulation is one of the most cost-effective ways to prepare your home for any weather and season.

The better the insulation, the less your heating and cooling system has to work to maintain comfortable temperatures. Bonus benefit: Insulation also reduces outside noise.

Search incentives for you
Save $0.75–$2.25 per square foot Incentive Available

Insulation makes all the difference

By insulating your home, you can reduce your monthly bills and maintain comfortable temperatures year-round.

How Is it Efficient?

Did you know that 9 out of 10 homes are under-insulated?

Types of Insulation

Because warmer air naturally rises, your attic is the most important area to properly insulate, but wall and floor insulation also make a difference in the comfort of your home and save energy. Learn more about insulation types and benefits.

Get Cash Back

With Energy Trust, you can get cash back when you insulate any or all of these areas of your home.

How to upgrade with confidence

Energy Trust works with an impressive network of contractors across Oregon and Southwest Washington who are trained on our incentive program. They know the process and will get you the best upgrade for the best price.

  1. Review Incentive Details and Eligibility

    Incentives are based on the type and utility services for your home.

    See Incentive Details
  2. Gather Estimates and Select Your Contractor

    Select a contractor. Use our tips to help you find the right one.

    See Tips for Selecting a Contractor
  3. Complete the Installation

    Your contractor will help you determine the right product for your home.

  4. Apply for Your Incentive

    Applications must be received within 60 days of purchase and need six to eight weeks for processing.

    Apply Now
Energy Trust works with an impressive network of contractors across Oregon and Southwest Washington who are trained on our incentive program. They know the process and will get you the best upgrade for the best price.
  1. Review Incentive Details and Eligibility

    Incentives are based on the type and utility services for your home.

    See Incentive Details
  2. Get Pre-Approval and Review Requirements

    Call 1.866.368.7878 to receive pre-approval on your work and review our installation requirements outlined in the weatherization section of our Specifications Manual.

    View Our Specifications Manual
  3. Complete the Installation

    Get step-by-step installation instructions and tips from Energy Trust and our partners.

  4. Apply for Your Incentive

    Applications must be received within 60 days of installation.

    Apply Now
Applications must be received within 60 days of installation and need six to eight weeks for processing. Your contractor may help you, and you can find the application at the link below.
A couple standing in front of their home

“Our new attic and wall insulation is making a significant difference in our energy bills. Our house is warmer, cozier and not as drafty in winter.”

— Cherrie Carlson-Conklin, Baker City homeowner

Read Cherrie's full story

Ready to get insulation for your home?

Questions? Call us at 1.866.368.7878.

    • Owner-Occupied
    • Single Family Home
    • Manufactured Home
    • Townhouse, Duplex, Triplex, Fourplex
    • Rental Property
    • Single Family Home
    • Manufactured Home
    • Townhouse, Duplex, Triplex, Fourplex
    • All Options
    • All Residence Types
  • PGE (Portland General Electric)
  • Pacific Power
  • NW Natural
  • Cascade Natural Gas
  • Avista
  • Don't know
  • Other
This field is for validation purposes and should be left unchanged.

No Results Found

We do not currently have any available incentives that match those criteria.

There are still ways to save and make your home more energy efficient.

Resources and Cash Incentives

Energy-efficient home upgrades help you save for what matters most.

DIY Tips & Resources

Find resources for do-it-yourself projects and low- to no-cost ways to improve the comfort, health and energy efficiency of your home.

Evaluate Your Home

Find out how you can get more from your energy. Evaluating your home’s current energy use is the first step to discovering upgrades that can boost comfort and lower monthly bills.

Your utility is outside our service area.

You can still reap energy and money saving benefits of this upgrade, even though you do not qualify for the Energy Trust incentive.

Visit Energystar.gov

Use this website to find the energy-efficient water heater that will work for your home.

Contact your local utility

Many utility companies offer energy-efficiency programs that can help with upgrade costs.

Tips on Finding a Contractor

With Energy Trust, you can get cash back when you insulate any or all of these areas of your home.

Oregon

Floor Insulation

  • Savings Within Reach
  • Manufactured Home

Discount of

$1.25 per sq ft

Find a Trade Ally Contractor
Savings Within Reach Program — offering increased incentives for income-qualified households. Learn More

Eligible Residence Types

  • Owner Occupied
    • Single Family Home
    • Manufactured Home
    • Townhouse, Duplex, Triplex, Fourplex
  • Rental Property
    • Single Family Home
    • Manufactured Home
    • Townhouse, Duplex, Triplex, Fourplex

Eligible Utility Customers

  • Oregon State
    • PGE (Portland General Electric)
    • Pacific Power
    • NW Natural
    • Cascade Natural Gas
    • Avista
    • Don't know
    • Other
  • Washington State
    • NW Natural
    • Other

Installation specifications: Existing floor insulation must be R-11 or less. Must insulate floor to R-22 or greater or fill the accessible floor cavity. Floor insulation may be self-installed in rental properties. 

R-value: Insulation is measured in R-value. R stands for resistance to heat flow. The higher the R-value, the greater the insulating capabilities.

Contractor support: A contractor can help determine if your existing wall R-value meets incentive requirements and determine the right insulation for your home.

On-bill loan repayment option (Avista customers only): If you own and occupy your home and have the work performed by a participating trade ally contractor, avoid the upfront cost and pay for the upgrade via a monthly charge added to your utility bill. Home must be heated with natural gas provided by Avista to qualify for on-bill loan repayment.

Eligible Residence Types

  • Owner Occupied
    • Single Family Home
    • Manufactured Home
    • Townhouse, Duplex, Triplex, Fourplex
  • Rental Property
    • Single Family Home
    • Manufactured Home
    • Townhouse, Duplex, Triplex, Fourplex

Eligible Utility Customers

  • Oregon State
    • PGE (Portland General Electric)
    • Pacific Power
    • NW Natural
    • Cascade Natural Gas
    • Avista
    • Don't know
    • Other
  • Washington State
    • NW Natural
    • Other

Installation specifications: Existing floor insulation must be R-11 or less. Must insulate floor to R-22 or greater or fill the accessible floor cavity. Floor insulation may be self-installed.

R-value: Insulation is measured in R-value. R stands for resistance to heat flow. The higher the R-value, the greater the insulating capabilities.

Contractor support: A contractor can help determine if your existing wall R-value meets incentive requirements and determine the right insulation for your home.

On-bill loan repayment option (Avista customers only): If you own and occupy your home and have the work performed by a participating trade ally contractor, avoid the upfront cost and pay for the upgrade via a monthly charge added to your utility bill. Home must be heated with natural gas provided by Avista to qualify for on-bill loan repayment.

Floor Insulation

  • Savings Within Reach
  • Single Family Home
  • Townhouse, Duplex, Triplex, Fourplex

Discount of

$1.00 per sq ft

Find a Trade Ally Contractor
Savings Within Reach Program — offering increased incentives for income-qualified households. Learn More

Eligible Residence Types

  • Owner Occupied
    • Single Family Home
    • Manufactured Home
    • Townhouse, Duplex, Triplex, Fourplex
  • Rental Property
    • Single Family Home
    • Manufactured Home
    • Townhouse, Duplex, Triplex, Fourplex

Eligible Utility Customers

  • Oregon State
    • PGE (Portland General Electric)
    • Pacific Power
    • NW Natural
    • Cascade Natural Gas
    • Avista
    • Don't know
    • Other
  • Washington State
    • NW Natural
    • Other

Installation specifications: Existing floor insulation must be R-11 or less. Must insulate floor to R-30 or greater or fill the accessible floor cavity. Floor insulation may be self-installed in rental properties. 

R-value: Insulation is measured in R-value. R stands for resistance to heat flow. The higher the R-value, the greater the insulating capabilities.

Contractor support: A contractor can help determine if your existing floor R-value meets incentive requirements and determine the right insulation for your home.

On-bill loan repayment option (Avista customers only): If you own and occupy your home and have the work performed by a participating trade ally contractor, avoid the upfront cost and pay for the upgrade via a monthly charge added to your utility bill. Home must be heated with natural gas provided by Avista to qualify for on-bill loan repayment.

Floor Insulation

    • Single Family Home
    • Townhouse, Duplex, Triplex, Fourplex

    Discount of

    $0.75 per sq ft

    Eligible Residence Types

    • Owner Occupied
      • Single Family Home
      • Manufactured Home
      • Townhouse, Duplex, Triplex, Fourplex
    • Rental Property
      • Single Family Home
      • Manufactured Home
      • Townhouse, Duplex, Triplex, Fourplex

    Eligible Utility Customers

    • Oregon State
      • PGE (Portland General Electric)
      • Pacific Power
      • NW Natural
      • Cascade Natural Gas
      • Avista
      • Don't know
      • Other
    • Washington State
      • NW Natural
      • Other

    Installation specifications: Existing floor insulation must be R-11 or less. Must insulate floor to R-30 or greater or fill the accessible floor cavity. Floor insulation may be self-installed.

    R-value: Insulation is measured in R-value. R stands for resistance to heat flow. The higher the R-value, the greater the insulating capabilities.

    Contractor support: A contractor can help determine if your existing attic R-value meets incentive requirements and determine the right insulation for your home. The higher the R-value, the greater the insulating capabilities.

    On-bill loan repayment option (Avista customers only): If you own and occupy your home and have the work performed by a participating trade ally contractor, avoid the upfront cost and pay for the upgrade via a monthly charge added to your utility bill. Home must be heated with natural gas provided by Avista to qualify for on-bill loan repayment.

    Wall Insulation

    • Savings Within Reach
    • Single Family Home
    • Townhouse, Duplex, Triplex, Fourplex

    Discount of

    $2.25 per sq ft

    Find a Trade Ally Contractor
    Savings Within Reach Program — offering increased incentives for income-qualified households. Learn More

    Eligible Residence Types

    • Owner Occupied
      • Single Family Home
      • Manufactured Home
      • Townhouse, Duplex, Triplex, Fourplex
    • Rental Property
      • Single Family Home
      • Manufactured Home
      • Townhouse, Duplex, Triplex, Fourplex

    Eligible Utility Customers

    • Oregon State
      • PGE (Portland General Electric)
      • Pacific Power
      • NW Natural
      • Cascade Natural Gas
      • Avista
      • Don't know
      • Other
    • Washington State
      • NW Natural
      • Other

    Installation specifications: Existing wall insulation of your home must be R-4 or less. Must insulate to R-11 or greater or fill the wall’s accessible cavity. Rim joists must be R-4 or less and insulated to R-15 or greater or fill the accessible cavity. Knee walls must be R-4 or less and insulated to R-15 or greater for 2’x4′ cavities or R-21 or greater for 2’x6′ cavities.

    R-value: Insulation is measured in R-value. R stands for resistance to heat flow. The higher the R-value, the greater the insulating capabilities.

    Contractor support: A contractor can help determine if your existing wall R-value meets incentive requirements and determine the right insulation for your home.

    On-bill loan repayment option (Avista customers only): If you own and occupy your home and have the work performed by a participating trade ally contractor, avoid the upfront cost and pay for the upgrade via a monthly charge added to your utility bill. Home must be heated with natural gas provided by Avista to qualify for on-bill loan repayment.

    Wall Insulation

      • Single Family Home
      • Townhouse, Duplex, Triplex, Fourplex

      Discount of

      $1.50 per sq ft

      Eligible Residence Types

      • Owner Occupied
        • Single Family Home
        • Manufactured Home
        • Townhouse, Duplex, Triplex, Fourplex
      • Rental Property
        • Single Family Home
        • Manufactured Home
        • Townhouse, Duplex, Triplex, Fourplex

      Eligible Utility Customers

      • Oregon State
        • PGE (Portland General Electric)
        • Pacific Power
        • NW Natural
        • Cascade Natural Gas
        • Avista
        • Don't know
        • Other
      • Washington State
        • NW Natural
        • Other

      Installation specifications: Existing wall insulation of your home must be R-4 or less. Must insulate to R-11 or greater or fill the wall’s accessible cavity. Rim joists must be R-4 or less and insulated to R-15 or greater or fill the accessible cavity. Knee walls must be R-4 or less and insulated to R-15 or greater for 2’x4′ cavities or R-21 or greater for 2’x6′ cavities.

      R-value: Insulation is measured in R-value. R stands for resistance to heat flow. The higher the R-value, the greater the insulating capabilities.

      Contractor support: A contractor can help determine if your existing wall R-value meets incentive requirements and determine the right insulation for your home.

      On-bill loan repayment option (Avista customers only): If you own and occupy your home and have the work performed by a participating trade ally contractor, avoid the upfront cost and pay for the upgrade via a monthly charge added to your utility bill. Home must be heated with natural gas provided by Avista to qualify for on-bill loan repayment.

      Attic Insulation

      • Savings Within Reach
      • Manufactured Home

      Discount of

      $1.50 per sq ft

      Find a Trade Ally Contractor
      Savings Within Reach Program — offering increased incentives for income-qualified households. Learn More

      Eligible Residence Types

      • Owner Occupied
        • Single Family Home
        • Manufactured Home
        • Townhouse, Duplex, Triplex, Fourplex
      • Rental Property
        • Single Family Home
        • Manufactured Home
        • Townhouse, Duplex, Triplex, Fourplex

      Eligible Utility Customers

      • Oregon State
        • PGE (Portland General Electric)
        • Pacific Power
        • NW Natural
        • Cascade Natural Gas
        • Avista
        • Don't know
        • Other
      • Washington State
        • NW Natural
        • Other

      Installation specifications: Existing insulation must be R-18 or less. Must insulate to R-30 or greater or the fill accessible cavity. Attic insulation may be self-installed in rental properties.

      R-value: Insulation is measured in R-value. R stands for resistance to heat flow. The higher the R-value, the greater the insulating capabilities.

      Contractor support: A contractor can help determine if your existing attic R-value meets incentive requirements and determine the right insulation for your home.

      On-bill loan repayment option (Avista customers only): If you own and occupy your home and have the work performed by a participating trade ally contractor, avoid the upfront cost and pay for the upgrade via a monthly charge added to your utility bill. Home must be heated with natural gas provided by Avista to qualify for on-bill loan repayment.

      Eligible Residence Types

      • Owner Occupied
        • Single Family Home
        • Manufactured Home
        • Townhouse, Duplex, Triplex, Fourplex
      • Rental Property
        • Single Family Home
        • Manufactured Home
        • Townhouse, Duplex, Triplex, Fourplex

      Eligible Utility Customers

      • Oregon State
        • PGE (Portland General Electric)
        • Pacific Power
        • NW Natural
        • Cascade Natural Gas
        • Avista
        • Don't know
        • Other
      • Washington State
        • NW Natural
        • Other

      Installation specifications: Existing insulation must be R-18 or less. Must insulate to R-30 or greater or the fill accessible cavity. Attic insulation may be self-installed.

      R-value: Insulation is measured in R-value. R stands for resistance to heat flow. The higher the R-value, the greater the insulating capabilities.

      Contractor support: A contractor can help determine if your existing attic R-value meets incentive requirements and determine the right insulation for your home.

      On-bill loan repayment option (Avista customers only): If you own and occupy your home and have the work performed by a participating trade ally contractor, avoid the upfront cost and pay for the upgrade via a monthly charge added to your utility bill. Home must be heated with natural gas provided by Avista to qualify for on-bill loan repayment.

      Attic Insulation

      • Savings Within Reach
      • Single Family Home
      • Townhouse, Duplex, Triplex, Fourplex

      Discount of

      $1.50 per sq ft

      Find a Trade Ally Contractor
      Savings Within Reach Program — offering increased incentives for income-qualified households. Learn More

      Eligible Residence Types

      • Owner Occupied
        • Single Family Home
        • Manufactured Home
        • Townhouse, Duplex, Triplex, Fourplex
      • Rental Property
        • Single Family Home
        • Manufactured Home
        • Townhouse, Duplex, Triplex, Fourplex

      Eligible Utility Customers

      • Oregon State
        • PGE (Portland General Electric)
        • Pacific Power
        • NW Natural
        • Cascade Natural Gas
        • Avista
        • Don't know
        • Other
      • Washington State
        • NW Natural
        • Other

      Installation specifications: Existing insulation must be R-18 or less. Must insulate to R-38 or greater or the fill accessible cavity. Attic insulation may be self-installed in rental properties.

      R-value: Insulation is measured in R-value. R stands for resistance to heat flow. The higher the R-value, the greater the insulating capabilities.

      Contractor support: A contractor can help determine if your existing attic R-value meets incentive requirements and determine the right insulation for your home.

      On-bill loan repayment option (Avista customers only): If you own and occupy your home and have the work performed by a participating trade ally contractor, avoid the upfront cost and pay for the upgrade via a monthly charge added to your utility bill. Home must be heated with natural gas provided by Avista to qualify for on-bill loan repayment.

      Attic Insulation

        • Single Family Home
        • Townhouse, Duplex, Triplex, Fourplex

        Discount of

        $1.25 per sq ft

        Eligible Residence Types

        • Owner Occupied
          • Single Family Home
          • Manufactured Home
          • Townhouse, Duplex, Triplex, Fourplex
        • Rental Property
          • Single Family Home
          • Manufactured Home
          • Townhouse, Duplex, Triplex, Fourplex

        Eligible Utility Customers

        • Oregon State
          • PGE (Portland General Electric)
          • Pacific Power
          • NW Natural
          • Cascade Natural Gas
          • Avista
          • Don't know
          • Other
        • Washington State
          • NW Natural
          • Other

        Installation specifications: Existing insulation must be R-18 or less. Must insulate to R-38 or greater or the fill accessible cavity. Attic insulation may be self-installed.

        R-value: Insulation is measured in R-value. R stands for resistance to heat flow. The higher the R-value, the greater the insulating capabilities.

        Contractor support: A contractor can help determine if your existing attic R-value meets incentive requirements and determine the right insulation for your home.

        On-bill loan repayment option (Avista customers only): If you own and occupy your home and have the work performed by a participating trade ally contractor, avoid the upfront cost and pay for the upgrade via a monthly charge added to your utility bill. Home must be heated with natural gas provided by Avista to qualify for on-bill loan repayment.

        Washington

        Eligible Residence Types

        • Owner Occupied
          • Single Family Home
          • Manufactured Home
          • Townhouse, Duplex, Triplex, Fourplex
        • Rental Property
          • Single Family Home
          • Manufactured Home
          • Townhouse, Duplex, Triplex, Fourplex

        Eligible Utility Customers

        • Oregon State
          • PGE (Portland General Electric)
          • Pacific Power
          • NW Natural
          • Cascade Natural Gas
          • Avista
          • Don't know
          • Other
        • Washington State
          • NW Natural
          • Other

        Installation specifications: Existing floor insulation must be R-11 or less. Must insulate floor to R-22 or greater or fill the accessible floor cavity. Floor insulation may be self-installed in rental properties.  

        R-value: Insulation is measured in R-value. R stands for resistance to heat flow. The higher the R-value, the greater the insulating capabilities.

        Contractor support: A contractor can help determine if your existing floor R-value meets incentive requirements and determine the right insulation for your home.  The higher the R-value, the greater the insulating capabilities.

        On-bill loan repayment option: If you own and occupy your home and have the work performed by a participating trade ally contractor, avoid the upfront cost and pay for the upgrade via a monthly charge added to your utility bill.

        Floor Insulation

          • Single Family Home
          • Townhouse, Duplex, Triplex, Fourplex

          Discount of

          $1.25 per sq ft

          Eligible Residence Types

          • Owner Occupied
            • Single Family Home
            • Manufactured Home
            • Townhouse, Duplex, Triplex, Fourplex
          • Rental Property
            • Single Family Home
            • Manufactured Home
            • Townhouse, Duplex, Triplex, Fourplex

          Eligible Utility Customers

          • Oregon State
            • PGE (Portland General Electric)
            • Pacific Power
            • NW Natural
            • Cascade Natural Gas
            • Avista
            • Don't know
            • Other
          • Washington State
            • NW Natural
            • Other

          Installation specifications: Existing floor insulation must be R-11 or less. Must insulate floor to R-30 or greater or fill the accessible floor cavity. Floor insulation may be self-installed.

          R-value: Insulation is measured in R-value. R stands for resistance to heat flow. The higher the R-value, the greater the insulating capabilities.

          Contractor support: A contractor can help determine if your existing floor R-value meets incentive requirements and determine the right insulation for your home.  The higher the R-value, the greater the insulating capabilities.

          On-bill loan repayment option: If you own and occupy your home and have the work performed by a participating trade ally contractor, avoid the upfront cost and pay for the upgrade via a monthly charge added to your utility bill.

          Wall Insulation

            • Single Family Home
            • Townhouse, Duplex, Triplex, Fourplex

            Discount of

            $1.25 per sq ft

            Eligible Residence Types

            • Owner Occupied
              • Single Family Home
              • Manufactured Home
              • Townhouse, Duplex, Triplex, Fourplex
            • Rental Property
              • Single Family Home
              • Manufactured Home
              • Townhouse, Duplex, Triplex, Fourplex

            Eligible Utility Customers

            • Oregon State
              • PGE (Portland General Electric)
              • Pacific Power
              • NW Natural
              • Cascade Natural Gas
              • Avista
              • Don't know
              • Other
            • Washington State
              • NW Natural
              • Other

            Installation specifications: Existing wall insulation of your home must be R-4 or less. Must insulate to R-11 or greater or fill the wall’s accessible cavity. Rim joists must be R-4 or less and insulated to R-15 or greater or fill the accessible cavity. Knee walls must be R-4 or less and insulated to R-15 or greater for 2’x4′ cavities or R-21 or greater for 2’x6′ cavities.

            R-value: Insulation is measured in R-value. R stands for resistance to heat flow. The higher the R-value, the greater the insulating capabilities.

            Contractor support: A contractor can help determine if your existing wall R-value meets incentive requirements and determine the right insulation for your home.  The higher the R-value, the greater the insulating capabilities.

            On-bill loan repayment option: If you own and occupy your home and have the work performed by a participating trade ally contractor, avoid the upfront cost and pay for the upgrade via a monthly charge added to your utility bill.

            Eligible Residence Types

            • Owner Occupied
              • Single Family Home
              • Manufactured Home
              • Townhouse, Duplex, Triplex, Fourplex
            • Rental Property
              • Single Family Home
              • Manufactured Home
              • Townhouse, Duplex, Triplex, Fourplex

            Eligible Utility Customers

            • Oregon State
              • PGE (Portland General Electric)
              • Pacific Power
              • NW Natural
              • Cascade Natural Gas
              • Avista
              • Don't know
              • Other
            • Washington State
              • NW Natural
              • Other

            Installation specifications: Existing insulation must be R-18 or less. Must insulate to R-30 or greater or the fill accessible cavity. Attic insulation may be self-installed in rental properties. 

            R-value: Insulation is measured in R-value. R stands for resistance to heat flow. The higher the R-value, the greater the insulating capabilities.

            Contractor support: A contractor can help determine if your existing attic R-value meets incentive requirements and determine the right insulation for your home. The higher the R-value, the greater the insulating capabilities.

            On-bill loan repayment option: If you own and occupy your home and have the work performed by a participating trade ally contractor, avoid the upfront cost and pay for the upgrade via a monthly charge added to your utility bill.

            Attic Insulation

              • Single Family Home
              • Townhouse, Duplex, Triplex, Fourplex

              Discount of

              $1.25 per sq ft

              Eligible Residence Types

              • Owner Occupied
                • Single Family Home
                • Manufactured Home
                • Townhouse, Duplex, Triplex, Fourplex
              • Rental Property
                • Single Family Home
                • Manufactured Home
                • Townhouse, Duplex, Triplex, Fourplex

              Eligible Utility Customers

              • Oregon State
                • PGE (Portland General Electric)
                • Pacific Power
                • NW Natural
                • Cascade Natural Gas
                • Avista
                • Don't know
                • Other
              • Washington State
                • NW Natural
                • Other

              Installation specifications: Existing insulation must be R-18 or less. Must insulate to R-38 or greater or the fill accessible cavity. Attic insulation may be self-installed. 

              R-value: Insulation is measured in R-value. R stands for resistance to heat flow. The higher the R-value, the greater the insulating capabilities.

              Contractor support: A contractor can help determine if your existing attic R-value meets incentive requirements and determine the right insulation for your home. The higher the R-value, the greater the insulating capabilities.

              On-bill loan repayment option: If you own and occupy your home and have the work performed by a participating trade ally contractor, avoid the upfront cost and pay for the upgrade via a monthly charge added to your utility bill.